Terms and Conditions

Access to and use of this website is subject exclusively to these Terms and Conditions. Use of this website that is against its purpose or the law is prohibited. By using this website, you are accepting the terms, conditions, and disclaimers below. If you do not accept these terms and conditions, you must immediately terminate use of this website.


The contents of this website do not constitute professional advice and should not be taken as such when making decisions.

Software, Services, and Website Changes

Tony Caldwell reserves the right to:

  1. Change, remove, or discontinue any software, service, or promotion as advertised on this website without notice or liability to users.
  2. Change or remove our website or any part of it without notice or liability to users.
  3. Change this agreement at any time. Continued use of this website shall indicate acceptance of such changes by users.

Links to Third Party Websites

This website may include links to third party websites that Tony Caldwell has no control of. Any link to other websites is not an endorsement of these websites, and Tony Caldwell cannot be held responsible for the content or availability of these sites.


The intellectual property rights of all content and materials on this website belong to Tony Caldwell. Under those rights, this website and the materials on it may not be copied, distributed, licensed, published, reproduced, or used in any way beyond what is necessary for accessing and using this website.